What interest rate are you qualified for? Well, that depends on whether you are trying to refinance or get a loan modification. I’ve spoken to many borrowers that are pursuing a loan modification because they feel their interest rates are high. They also feel they should be approved for the best rates offered under refinancing guidelines. That’s not how it works. In fact, if you are pursuing a loan modification, you could very well be approved for an interest rate well below the current market rate.

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Total Mortgage provides some of the lowest mortgage rates in the country. Mortgage rates depend on several factors, including the size of the home loan, the quality of your credit, and the type of mortgage. Keep in mind that mortgage rates can change on a daily basis.

Call 877-868-2509 to speak with our fully licensed and certified mortgage experts, who can help you find the lowest mortgage rate and the best possible mortgage for your individual needs.